Nordic to US  /  CEO Playbook
September 2026

US Market Entry Playbook
for Nordic SMEs

A CEO guide to choosing your first US market, validating demand and deciding what to fund next.

For established businesses in Denmark, Finland, Iceland, Norway and Sweden with paying customers at home and a US expansion decision ahead. Applicable to industrial products, business services, technology and consumer brands.

$5.86 tnForeign direct investment held in the US, end 2025
$321.6 bnUS venture capital deployed in 2025, up 51% on 2024
Capital in US venture funds versus the EU

The first commitment is a bounded test

Approve a focused validation phase with one accountable leader, a spending ceiling and a review date. Expand the commitment when customer evidence, delivery readiness and economics support it.

Three decisions this playbook helps you make

DecisionWhat you will produce
Where to startOne customer segment, buying problem and initial region or channel.
What to proveEvidence that buyers will pay, procurement can progress and delivery is viable.
When to invest furtherA 90-day review with explicit criteria to proceed, revise or pause.

Use it with your leadership team

Score readiness on page 2. Work through the commercial choices on pages 3 to 8. Agree the 90-day plan on page 9, then complete the one-page decision brief on page 10.

The 90 days are a validation window. Industrial, regulated and enterprise sales may take longer to close; measure credible progress against the buying process.

Daniel Bessmert
Founder, Greatweek
Market entry, enterprise sales and partnerships
Daniel Bessmert  |  greatweek.com
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01Readiness

How ready is your business

Score each statement 0, 1 or 2. Use written evidence and recent buyer conversations, not internal confidence.

0 = unknown or absent    1 = plausible but unverified    2 = documented and tested

Readiness statementScore
1. We can name one US buyer segment and an urgent problem it pays to solve. / 2
2. Relevant US buyers have confirmed the problem and described a buying path. / 2
3. We can explain why buyers would choose us over current alternatives. / 2
4. Our offer, price and proof have been tested with US prospects. / 2
5. We have a credible route to buyers and named target accounts or outlets. / 2
6. Contribution remains viable after local delivery, channel and service costs. / 2
7. We can fund a delayed launch and slow collections without harming the core. / 2
8. A named leader has time, authority and a weekly operating cadence. / 2
9. We have assessed legal, tax, product and people requirements for the test. / 2
10. We have a delivery plan, success measures and a decision date. / 2
Total / 20     Two weakest areas
0–7: resolve the basic assumptions before launch spending.
8–14: run a focused validation phase.
15–20: consider a controlled launch if the evidence supports it.

Greatweek planning heuristic, not a validated predictor of success. Any unresolved legality or safety issue blocks the affected activity. Missing ownership or funding blocks a launch commitment, regardless of total score.

Nordic capital already committed to the US

Sweden 104.9 bn Denmark 45.0 bn Norway 42.4 bn Finland 10.1 bn US inward FDI position, historical-cost basis, end 2023. Sweden alone supports about 367,000 American jobs. Sources: BEA; Sweden Creates Jobs in the US.
Daniel Bessmert  |  greatweek.com
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02Market choice

Choose one starting market

Define the initial market as a buyer type with a specific need, in a reachable geography or channel.

Shortlist three segment and location combinations. Use named buyers, competitor alternatives, delivery requirements and local costs. SelectUSA state fact sheets can support the location research. [1]

CriterionWeightEvidence to gather
Urgency and budget30%Buyer trigger, cost of delay and budget owner.
Access to buyers20%Named accounts, warm routes and reachable decision makers.
Economics20%Net price, delivery cost, margin and payment timing.
Right to compete15%Relevant results and an advantage over existing alternatives.
Delivery and readiness15%Service coverage, approvals, staffing and realistic timing.

Rate each criterion 1–5. Multiply rating / 5 by its weight in points (30, 20, 20, 15, 15), then add for a score out of 100. Score unknowns 1. Blocking requirements override the total. Weights are suggested priorities, not statistics.

Examples of a focused starting point

Industrial: one application at a defined type of manufacturing site, reached through a service-capable integrator.
Business services: US subsidiaries of Nordic customers that share a specific operational problem.
Consumer: one product category through a small set of specialist retailers, with fulfillment and returns mapped.

Use your Nordic base deliberately

Ask existing customers for introductions to their US operations. Use Nordic business networks to test access, then include buyers outside those networks. Translate quality, design or sustainability into measurable buyer value and supporting evidence.

One study documents 641 Swedish-affiliated companies across 2,932 US locations in all 50 states, and puts the likely total above one thousand. Someone in your network has already made this move.

Write your starting hypothesis

We will sell [offer] to [buyer type] in [region or channel] because [trigger] makes [problem] urgent. We will test this through [named route to buyers].

Daniel Bessmert  |  greatweek.com
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03Route to market

Choose how you will reach buyers

Decide who sells, who delivers and who owns the customer relationship. Use one primary route for the first test.

RouteUseful whenWhat to establish first
Direct from the NordicsYou can reach buyers and support the initial sale and delivery remotely.Local buying requirements, response hours, contracting and tax implications.
Distributor or channel partnerThe buyer needs local access, installation, inventory or trusted service.Customer evidence, margin after partner economics, service capacity and reporting.
Local commercial leadDemand is credible and local ownership is the main constraint.A defined segment, usable offer, sufficient runway and clear responsibilities.
Acquisition or joint ventureSpeed, licenses, assets or an installed customer base justify a larger commitment.Specialist diligence, integration capacity, governance and a standalone business case.

Test a partner before granting broad rights

Ask for recent examples with similar buyers, customer references and a named person who will own the launch. Build a joint account list and test whether the partner produces relevant meetings and follows through.

Agree territory, accounts, lead ownership, service duties, reporting, economics and exit terms with counsel. If exclusivity is proposed, tie its scope and continuation to specific performance obligations.

A first hire needs a defined job

Hire against a known constraint: opening accounts, managing distributors or supporting installations. Give that person a tested proposition, budget and decision rights. Review contribution to qualified opportunities and execution, not only activity.

Commercial route and legal structure are separate decisions. A cross-border sale or contractor arrangement can still require tax, employment and regulatory review. See page 8. [2, 3]

Daniel Bessmert  |  greatweek.com
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04Buyer proposition

Make the offer easy to buy

Build the US proposition around a costly problem and credible proof. Test the language with the actual buyer.

Answer five buying questions

Why act? Identify the event that makes change necessary now.
Why this solution? Explain the outcome and alternatives, including doing nothing.
Why trust you? Use relevant, permissioned evidence from comparable customers.
What is the commitment? State scope, price, implementation effort and obligations.
What happens next? Propose a specific evaluation with a decision date.

Illustrative positioning for an industrial SME

For plant operators facing repeated inspection stoppages, our system automates the inspection step. We propose a paid line trial, measured against the current process, with acceptance criteria agreed before installation.

This is an example, not a Greatweek client claim. Replace it with your own verified capabilities and evidence.

Ask these questions in discovery

  1. What happened that put this issue on your agenda?
  2. What does the current approach cost, and how is that measured?
  3. What alternatives have you tried?
  4. Who controls the budget and who can block approval?
  5. What proof, compliance review and vendor onboarding are required?
  6. If the evidence is positive, what would the purchase process and timing be?

Adapt the buying experience

Prepare clear English materials, USD pricing assumptions, a relevant customer example and dependable US working-hour coverage. Confirm invoicing, insurance, security, service and procurement requirements with each buyer. Check product labeling, units and technical documentation where relevant.

For consumer brands: test shopper demand and retailer economics separately. Validate price, acquisition cost or retailer margin, returns, replenishment and evidence of sell-through.

Daniel Bessmert  |  greatweek.com
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05Commercial validation

Build evidence from real buyers

Use these sample targets to plan a focused campaign. Adapt them to your business; they are not conversion benchmarks.

WorkStarting targetEvidence to record
Build the list30 named accounts or outlets; 10 possible partners.Fit, buying trigger, decision maker and credible access route.
Run discovery10 substantive buyer conversations.Problem, budget process, alternatives and timing.
Develop opportunities3 opportunities with an agreed next step.Buyer owner, potential economics, approval path and dated action.
Test commitment1 paid pilot, trial order or documented procurement milestone.A real commitment and a route to a larger purchase.

A procurement milestone must name the approver, required evidence and next decision date. Friendly interest is insufficient. For long sales cycles, judge progress against the buyer-approved process.

Define the pilot before it starts

Buyer and sponsor: who owns the result and approves the next purchase?
Scope and price: what is included, paid for and explicitly excluded?
Baseline and success: what will be measured, by whom and against what?
Delivery: who handles installation, data, support and buyer effort?
Conversion: what decision follows, on which date, and at what expected scope?

Use introductions with a specific request

Ask current customers, export agencies and Nordic networks for introductions to a defined buyer role with a relevant problem. Brief them with a short proposition and selection criteria. Network access becomes useful when a named person owns follow-up. [6]

Review the pipeline every week

Record each opportunity's buyer problem, budget owner, stage evidence, value and dated next action. Remove stalled opportunities from the active forecast.

Daniel Bessmert  |  greatweek.com
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06Economics

Budget for the time to learn

Model monthly cash, contribution and downside exposure before approving fixed commitments.

Start with one-time entry work, recurring commercial costs, product or delivery costs, working capital and an explicit reserve. Include internal management time. Use supplier quotes and buyer payment terms wherever possible.

Illustrative annual model in USDAmount
One-time setup and launch work$30,000
Fixed operating costs at $20,000 per month$240,000
Additional reserve for delays and uncertainty$40,000
Fixed-cost funding envelope including reserve$310,000
Annual net revenue per full-year customer$60,000
Annual variable costs per customer$24,000
Annual contribution per customer$36,000

Illustrative arithmetic only, not a recommended budget or fee quote. Variable costs include all incremental delivery, channel and servicing costs. The $310,000 envelope excludes separate working-capital needs and variable costs not covered by customer receipts.

Steady annual fixed-cost coverage: $240,000 / $36,000 = 6.7, so 7 full-year customer equivalents.
Coverage of the full envelope: $310,000 / $36,000 = 8.6, so 9 full-year customer equivalents.

Customers signed late in the year contribute less that year. Nine signatures therefore do not automatically fund the first year. For goods, calculate contribution per order or unit; for services, include actual delivery labor.

Capital follows the entity. US venture investors deployed $321.6 billion across 17,021 deals in 2025, against $212.6 billion in 2024, and exit value reached $286.9 billion. A US operating base puts you inside that market rather than beside it.

Run a downside case before you commit

Move expected collections three months later, reduce demand and increase exposed costs. If the delay requires three extra operating months, fixed outflow alone grows by $60,000. Recalculate cash needs rather than assuming the reserve covers the delay.

Monthly model: opening cash + cash collected − all cash paid = closing cash. Size funding to cover the maximum cumulative shortfall plus reserve. Include inventory, receivables, deposits, FX and current landed costs where applicable.

Daniel Bessmert  |  greatweek.com
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07Launch readiness

Clear requirements before activity

Assign each item to a qualified owner. Record the answer, required action, cost and date before the affected sale, hire, trip or shipment.

AreaWhat the CEO needs confirmedOwner
Structure and taxAppropriate contracting entity; federal, state and Nordic-country tax treatment; registrations, sales-tax exposure and intercompany arrangements. [2, 3]US and home-country advisers
Contracts and IPCustomer and channel terms, liability allocation, payment protection, IP ownership and trademark review. [2]US counsel
Products and importsApplicable product rules and certifications; importer responsibilities; classification, origin, current duties and landed cost. [4, 8]Product lead and customs specialist
People and travelHiring route, payroll and employment obligations; permitted activities and appropriate status for each traveler. [2, 5]HR and immigration counsel
Data and procurementBuyer security requirements, data flows, applicable privacy obligations and vendor onboarding evidence. [2]Product or operations lead and counsel
Delivery and protectionService coverage, warranty and returns process, appropriate insurance, banking and collection arrangements. [2, 3]Operations lead and advisers

What the tax position actually looks like

Sweden United States Corporate income tax 20.6% 25.6% Top personal income tax 52.4% 43.7% VAT / average sales tax 25.0% 7.5% Capital gains and dividends 30.0% 28.7%

Statutory rates, 2024–2025. Total tax revenue is 41.4% of GDP in Sweden against 25.6% in the US, and Sweden’s top personal rate bites at 1.1× average income versus 8.8× in the US — what decides where senior people want to be paid. [10, 11]

Three distinctions that matter

Formation is not operation. Your formation state may differ from the states where you operate; additional registration and tax questions may arise. [3]
Visiting is not working. A business visit and permission to perform work are different matters. Check the exact proposed activities before travel. [5]
EU approval is not US approval. Nordic or European approvals are not proof that US product requirements are met. Check the agency responsible for the product. [4]

Issue-spotting questions, not legal, tax or immigration advice. Use current specialist advice for your situation.

Daniel Bessmert  |  greatweek.com
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08Execution

Your first 90 days

Make learning, delivery preparation and commercial follow-through visible to the CEO every week.

WindowWork and outputsOwner and review
Days 1–30Select and testChoose one initial segment and route. Build the account list. Begin buyer interviews. Draft the proposition, monthly cash case and requirements map.CEO + commercial lead. Day 30: Is the problem urgent, reachable and feasible enough to keep testing?
Days 31–60Develop commitmentsComplete discovery. Test pricing and proof. Qualify the strongest opportunities. Validate partner access and delivery readiness. Define pilot or procurement plans.Commercial + operations leads. Day 60: Are named buyers taking credible steps toward a purchase?
Days 61–90Decide next investmentSecure a paid test, trial order or documented buying milestone. Review actual delivery effort, cash timing and risks. Prepare the decision brief.CEO + finance lead. Day 90: Proceed, revise the test or pause.

Set the decision rules before the test

Proceed: specific buyers show a credible purchase path; contribution and downside cash meet your thresholds; requirements and delivery are clear; someone owns execution.
Revise: the need is real but the segment, offer, price or route needs another bounded test. Name the hypothesis, cost and end date.
Pause: there is no credible demand or route to purchase, economics fail, or a blocking requirement remains unresolved.

Why the next round is easier to raise from a US base

United States €930 bn European Union €150 bn Total capital held in venture funds, EUR. Source: ECB Economic Bulletin, 2026.

Release funding in stages

Agree a spending ceiling for the first phase. Release the next tranche at each review only when the evidence meets the agreed gate. Record the decision and rationale so ambition does not silently become an open-ended commitment.

For long-cycle businesses, the day-90 decision may fund the next validation milestone; do not manufacture a sales deadline the buyer cannot meet.

Daniel Bessmert  |  greatweek.com
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09CEO worksheet

Your US entry decision brief

Complete this with the people who will sell, deliver and fund the expansion. Keep the first commitment specific.

Our starting segment, buyer problem and region or channel
The evidence we have and the most important assumption still unproven
Primary route to buyers and first five target accounts or outlets
Accountable lead and the time and authority committed to the work
90-day spending ceiling and cash needed in the downside case
Evidence required to proceed and the condition that would make us pause
Blocking requirements, responsible owners and resolution dates
Next three actions with owners and dates
Review date Decision Proceed / Revise / Pause

Bring this page and your readiness score to a 20-minute US Entry Review with Daniel. Email daniel@greatweek.com with the subject US Entry Review.

Daniel Bessmert  |  greatweek.com
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10Next step

Turn the brief into a decision

Greatweek helps fintech, payments and B2B technology companies turn expansion plans into commercial progress. If you lead an established Nordic business with a US decision ahead, the next conversation is about the assumption to test first.

Request a 20-minute US Entry Review

Send your company name, intended timing and biggest US obstacle to daniel@greatweek.com.

Daniel replies directly. Your readiness score and decision brief set the agenda, and the call establishes whether a focused Greatweek engagement is useful.

Three ways an engagement is scoped

Market entry and expansion. Assess demand, prioritize buyers, adapt the offer and develop routes to market. A scoped assessment can stand alone or lead to an execution mandate.
Enterprise sales and partnerships. Target accounts, partner development, enterprise opportunities, pipeline and the commercial routines behind them.
Fractional commercial leadership. Senior commercial ownership alongside the CEO, before or instead of a full-time executive hire.

Every engagement runs scope, execute, review. Responsibilities, outputs, weekly commitment, duration and review points are agreed before work begins. Daniel works alongside the CEO and current leadership rather than creating a parallel structure. Customer wins are not guaranteed.

About Daniel Bessmert

Founder of Greatweek. Founded and led Zash through its acquisition by DNA Payments in January 2020, then served as Chief Commercial Officer at DNA Payments. Previously Global VP Sales at Euronet Worldwide and Commercial Director for Central and Eastern Europe at PayPal. Operating experience across Visa, PayPal, Citi, Euronet, DNA Payments, Instantor, Seamless / SEQR and Dialogue (now Sinch). Deepest sector experience is fintech, payments and B2B technology. Specialist requirements are scoped separately. [7]

Sources and further reading

[1] SelectUSA State Fact Sheets — Location research.
[2] SelectUSA Investor Guide — Investment structure and operating considerations.
[3] US Small Business Administration — Registration and operating in multiple states.
[4] USAGov Import Licenses and Permits — Product-specific agencies and import requirements.
[5] US Department of State Business Visa Fact Sheet — Business travel activities and their limits.
[6] Nordic Innovation House — Nordic networks and market support.
[7] Greatweek — Services and Daniel's operating background.
[8] CBP Tips for New Importers and Exporters — Import process and customs guidance.
[9] US Bureau of Economic Analysis — Direct investment by country, FDI positions.
[10] Tax Foundation — Corporate and individual tax rates, US and Europe.
[11] OECD / Business Sweden — Swedish corporate tax and equity market.
[12] PitchBook–NVCA Venture Monitor — US venture capital activity.
[13] ECB Economic Bulletin — Europe's venture capital gap.
[14] Sweden Creates Jobs in the US — Swedish corporate footprint and employment.

Prepared September 2026. The scorecard, targets, weights and budget example are planning tools, not published benchmarks. Statistics are as published by the cited sources and refer to 2023–2025.

Daniel Bessmert  |  greatweek.com
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